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Business Retirement

We help business owners plan for the future.

We help business owners who are looking for tax deductions because they are now facing tax liabilities from successful business profits. One of the greatest deductions out there is a business retirement plan because the money goes into their pocket vs another company, i.e. equipment purchase, supply purchase.

Simple IRAs

Simple IRAs

A Simple (short for saving incentive match for employees) IRA is an employer-sponsored retirement plan. This option is typically best for small businesses that have 100 or fewer employees as it is more affordable than a 401k.

401ks

401ks

A 401k is a company-sponsored retirement account that allows eligible employees of said company to save and invest for their own retirement on a tax deferred basis. In a traditional 401k, employee contributions reduce their income taxes for the year they are made, but their withdrawals are taxed. Additionally, companies can choose whether or not to match contributions.

Profit Sharing

Profit Sharing

A profit-sharing plan is a retirement plan that gives employees a share in the profits of a company. Under this plan, the employee receives a percentage of a company’s profits based on its quarterly or annual earnings.

Cash Balance Pension Plans

Cash Balance Pension Plans

A cash balance pension plan is a pension plan with the option of a lifetime annuity. These plans allow participants to receive a set percentage of their yearly compensation plus interest charges.

Business Retirement Plans Include:

Simple IRAs - 401Ks - Profit Sharing - Cash Balance Pension Plans